Credit

Credit

At iSpace, Credit sales are available both in-store and online. Financing is provided for up to 48 months with 0% down payment, annual interest rate, and service fee.
Below you can find information about partner banks, financing conditions, and special offers:

Inecobank

Standard- Term: 36 months - 0% down payment, 19%-21.7% interest rate, 0% service fee, 20.67% - 23.91% annual effective interest rate.

Special Offer: - Term: 48 months - 0% down payment, 0% service fee, and 0% interest rate for the first 12 months. 0% effective interest rate for the first year. The annual nominal interest rate for the next 36 months is 18%, with a monthly service fee of 0.8%. The effective interest rate is 22.47%. The 12-month interest-free offer is valid for all iPhone models (07.09.24 - 07.28.24):
You can see the participating products here:


For more details, please visit here :
Tel: (+374 10) 510510
Inecobank is regulated by the Central Bank of Armenia.
Financing is available for resident and non-resident individuals aged 21-70.


Unibank

Standard- Term: 48 months - 0% down payment, 21.5% interest rate, 0% service fee, 23%-24% annual effective interest rate.

Special Offer: - Term: 36 months - 0% down payment, 0% service fee, and 0% interest rate for the first 12 months. 0% effective interest rate for the first year. The annual nominal interest rate for the next 24 months is 0%, with a monthly service fee of 0.99%. The effective interest rate is 14.5%.
The 12-month interest-free offer is valid for all iPhone models (07.09.24 - 07.28.24):
You can see the participating products here:

For more details, please visit here :
Tel: (+374 10) 592259 / 595555
Unibank is regulated by the Central Bank of Armenia.
Financing is available for Armenian citizen individuals aged 21-65.

Important: if the client cancels the purchases, he/she is obliged to pay for the delivery.